BOBCARD Etihad Guest Credit Card: Benefits, Miles, Lounge Access & Apply Online
If you travel frequently and want to earn airline miles from your everyday spending, the BOBCARD Etihad Guest Credit Card is a travel-focused credit card worth exploring.
The card is designed around Etihad Guest miles, airport lounge access and travel-related benefits. Cardholders can earn miles on eligible Etihad Airways transactions as well as other domestic and international spending.
What Is the BOBCARD Etihad Guest Credit Card?
The BOBCARD Etihad Guest Credit Card is a co-branded travel credit card from BOBCARD and Etihad Guest.
According to the current BOBCARD product information, cardholders can earn:
3 Etihad Guest Miles per ₹100 on Etihad Airways spends
1 Etihad Guest Mile per ₹100 on other domestic and cross-border spends
Complimentary airport lounge access
1% forex markup on overseas transactions
Fuel surcharge waiver subject to applicable conditions
Smart EMI facility on eligible purchases
Additional milestone and travel-related benefits
BOBCARD Etihad Guest Credit Card Benefits
1. Earn Etihad Guest Miles
One of the key features of the card is the ability to earn Etihad Guest miles through eligible spending.
You can earn 3 miles for every ₹100 spent on Etihad Airways and 1 mile for every ₹100 spent on other eligible domestic and cross-border transactions, according to the current BOBCARD product page.
These miles can be useful for customers who regularly travel with Etihad Airways or participate in the Etihad Guest loyalty programme.
2. Airport Lounge Access
The card currently provides:
8 complimentary domestic lounge visits per year
4 complimentary international lounge visits per year
The visits are structured as 2 domestic visits and 1 international visit per quarter. Lounge availability and applicable terms may vary, so applicants should check the latest conditions before applying.
3. 1% Forex Markup
For customers who spend internationally, the card currently carries a 1% forex markup on overseas transactions.
This can be relevant for people who frequently make international purchases or travel outside India. Applicable foreign exchange and transaction terms should be checked before using the card.
4. Welcome Miles
The BOBCARD Etihad Guest Credit Card has welcome-miles offers linked to specified spending conditions.
BOBCARD's current product information describes an additional 7,500 Etihad Guest bonus miles subject to the stated spending and joining-fee conditions. Offers can be time-limited, so applicants should verify the currently applicable offer during the application process.
5. Etihad Guest Tier Benefits
The card is connected to the Etihad Guest loyalty programme and provides tier-related benefits subject to the applicable programme and card terms.
This can be particularly relevant for customers who regularly fly with Etihad Airways.
6. Fuel Surcharge Waiver
The card provides a 1% fuel surcharge waiver on eligible fuel transactions between ₹500 and ₹5,000, subject to the stated maximum and applicable terms.
BOBCARD notes that fuel transactions do not earn cashback/reward points under this benefit.
7. Smart EMI
Eligible purchases above ₹2,500 can be converted into Smart EMI options ranging from 6 to 48 months, subject to applicable terms and eligibility.
BOBCARD Etihad Guest Credit Card Fees
The current BOBCARD product page lists:
Joining Fee: ₹2,500 + GST
Annual Fee: ₹2,500 + GST
The annual fee can be waived when eligible cardholders spend ₹3 lakh or more during the applicable anniversary year, according to the current product terms.
Always check the latest fee schedule and Key Fact Statement before submitting an application.
Who Can Apply?
The current BOBCARD eligibility information states that applicants should generally be:
Indian residents
Between 21 and 60 years of age
Salaried or self-employed
PAN is required, and Aadhaar may be used for digital verification. Final approval remains subject to the issuer's eligibility and credit assessment.
Documents Required
Depending on the application and verification process, applicants may need:
PAN
Aadhaar
Personal details
Employment or business information
Income-related information
The online application process may use digital verification.
How to Apply for BOBCARD Etihad Guest Credit Card Online
You can check the application process online and submit your details through the BOBCARD/Etihad application journey.
Step 1: Check Eligibility
Review the eligibility requirements before starting your application.
Step 2: Enter Your Mobile Number
The online application process uses mobile-based verification.
Step 3: Complete Verification
Provide the requested information and complete the applicable verification process.
Step 4: Submit Your Application
Once the required details are completed, the application will be assessed according to the issuer's eligibility and verification process.
Apply Online for BOBCARD Etihad Guest Credit Card
If you are interested in checking the current offer and eligibility, you can use the following application link:
👉 Check Eligibility & Apply for BOBCARD Etihad Guest Credit Card
The application link may take you to the BOBCARD Etihad Guest online application journey.
Things to Check Before Applying
Before applying for any credit card, consider:
Annual fee: Check the joining and annual fees applicable to your card.
Reward structure: Make sure the miles you earn are useful for your travel plans.
Redemption rules: Understand how Etihad Guest miles can be redeemed and the applicable programme conditions.
Forex charges: Check the applicable foreign transaction charges before international spending.
Repayment: Paying your credit-card balance on time can help you avoid applicable interest and late-payment charges.
Eligibility: Application approval is not guaranteed simply because you meet the general eligibility criteria.
Is BOBCARD Etihad Guest Credit Card Suitable for Frequent Travellers?
The card is specifically designed around travel rewards, Etihad Guest miles and airport lounge access.
People who frequently use Etihad Airways may be particularly interested in the miles-earning structure, while international travellers may also consider the forex markup and lounge benefits.
However, the value of a credit card depends on individual spending patterns, travel frequency, fees and ability to repay the balance.
Frequently Asked Questions
What are the rewards on the BOBCARD Etihad Guest Credit Card?
The current BOBCARD information lists 3 Etihad Guest Miles per ₹100 on Etihad Airways spends and 1 mile per ₹100 on other eligible domestic and cross-border spends.
How many lounge visits are available?
The card currently provides 8 domestic and 4 international complimentary lounge visits per year, subject to applicable conditions.
What is the forex markup?
The current BOBCARD product page lists a 1% forex markup for the BOBCARD Etihad Guest Credit Card.
What is the annual fee?
The current listed joining and annual fee is ₹2,500 + GST, with an annual-fee waiver applicable on eligible spending of ₹3 lakh or more during the anniversary year.
Does applying guarantee approval?
No. The final approval decision is subject to the issuer's eligibility checks, verification and credit assessment.
Can I apply online?
Yes. The BOBCARD Etihad Guest Credit Card has an online application journey where applicants can submit their details and complete the required verification.
Final Thoughts
The BOBCARD Etihad Guest Credit Card combines Etihad Guest miles, airport lounge access and travel-related benefits in a single travel-focused credit card.
If you frequently travel with Etihad Airways or want to earn airline miles from eligible everyday spending, you can check the current eligibility requirements and offer before applying.
👉 Check the Current Offer & Apply Online
Apply for BOBCARD Etihad Guest Credit Card
Affiliate Disclosure: This article contains an affiliate/CPL link. If you submit an eligible application through the link above, this website may receive a commission or referral fee. This does not increase the cost of the credit card for you.
Disclaimer: This article is provided for informational purposes only. Credit-card fees, rewards, welcome offers, eligibility requirements and other benefits can change. Approval is subject to BOBCARD's applicable policies and credit assessment. Please review the latest official terms, conditions and Key Fact Statement before applying.